Difference between revisions of "Bank Account"

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(taking a stab at questions from Roj)
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== 1st Mariner ==
 
== 1st Mariner ==
* '''Account Name:''' [http://www.1stmarinerbank.com/Business/Business-Checking/Business-Checking-Comparison-Chart.aspx#Business_50 M&T Business 50 Checking]
+
* '''Account Name:''' [http://www.1stmarinerbank.com/Business/Business-Checking/Business-Checking-Comparison-Chart.aspx#Business_50 Business 50 Checking]
 
* '''Check card:''' yes
 
* '''Check card:''' yes
 
* '''Baltimore locations:''' [http://maps.google.com/maps?f=q&source=s_q&hl=en&geocode=&q=1st+Mariner+Bank&sll=39.302026,-76.608696&sspn=0.078638,0.181789&ie=UTF8&z=13 map] [http://www.1stmarinerbank.com/About-Us/ATM-Locator.aspx?Zip=21218 list]
 
* '''Baltimore locations:''' [http://maps.google.com/maps?f=q&source=s_q&hl=en&geocode=&q=1st+Mariner+Bank&sll=39.302026,-76.608696&sspn=0.078638,0.181789&ie=UTF8&z=13 map] [http://www.1stmarinerbank.com/About-Us/ATM-Locator.aspx?Zip=21218 list]
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* '''Other:'''
 
* '''Other:'''
  
* '''Account Name:''' [http://www.1stmarinerbank.com/Business/Business-Checking/Business-Checking-Comparison-Chart.aspx#Business_200 M&T Business 200 Checking]
+
* '''Account Name:''' [http://www.1stmarinerbank.com/Business/Business-Checking/Business-Checking-Comparison-Chart.aspx#Business_200 Business 200 Checking]
 
* '''Check card:''' yes
 
* '''Check card:''' yes
 
* '''Baltimore locations:''' [http://maps.google.com/maps?f=q&source=s_q&hl=en&geocode=&q=1st+Mariner+Bank&sll=39.302026,-76.608696&sspn=0.078638,0.181789&ie=UTF8&z=13 map] [http://www.1stmarinerbank.com/About-Us/ATM-Locator.aspx?Zip=21218 list]
 
* '''Baltimore locations:''' [http://maps.google.com/maps?f=q&source=s_q&hl=en&geocode=&q=1st+Mariner+Bank&sll=39.302026,-76.608696&sspn=0.078638,0.181789&ie=UTF8&z=13 map] [http://www.1stmarinerbank.com/About-Us/ATM-Locator.aspx?Zip=21218 list]

Revision as of 06:59, 3 July 2009

Suntrust looks good to me: lots of locations and free transactions. If you find a bank that you think offers a better value, add it to this page. -Jonlesser 06:06, 3 July 2009 (UTC)

Is number locations a relevant criterion? Is proximity to a proposed location more important?

  • I think having some centrally located branches would be nice. BofA and SunTrust (others?) are walkable from, say the Load of Fun building. -Jonlesser 06:43, 3 July 2009 (UTC)

What else do you need from a banking relationship besides a checking account?

  • I think all we need is checking. Especially at this stage. -Jonlesser 06:43, 3 July 2009 (UTC)

Is there any value in a local institution versus a national operation?

  • I think the value is a function of convenient location (to Baltimore) and low fees. I don't really care if the bank has branches in other places. We can always changes banks down the road if we find we really need to.-Jonlesser 06:43, 3 July 2009 (UTC)

Attributes:

  • Website:
  • Check card: (Like an ATM card, but with a MC or Visa logo and can be used where MC or Visa are accepted, with some exceptions)
  • Baltimore locations:
  • Monthly maintenance fee:
  • Minimum Balance:
  • Free transactions per month:
  • Free cash processing:
  • Online banking:
  • Online bill paying:
  • Other:


SunTrust

  • Account Name: Free Business Checking
  • Check card: yes
  • Baltimore locations: map list
  • Monthly maintenance fee: $0
  • Minimum Balance: $0
  • Free transactions per month: 150
  • Free cash processing: $5000
  • Online banking: yes
  • Online bill paying: yes
  • Other:

Wachovia

  • Account Name: Free Business Checking
  • Check card: yes
  • Baltimore locations: map list
  • Monthly maintenance fee: $0
  • Minimum Balance: $0
  • Free transactions per month: 150
  • Free cash processing: $5000
  • Online banking: yes
  • Online bill paying: yes
  • Other:

Bank of America

  • Account Name: Business Checking
  • Check card: yes
  • Baltimore locations: map
  • Monthly maintenance fee: $14 unless $4,000 minimum daily balance
  • Minimum Balance: $0
  • Free transactions per month: 100 checks paid and 20 deposits per month
  • Free cash processing: ?
  • Online banking: yes
  • Online bill paying: yes
  • Other:
    • Each check paid after the first 100 is 40¢
    • Each deposit after the first 20 $1.00


M and T

  • Account Name: M&T Free Business Checking
  • Check card: yes
  • Baltimore locations: map list
  • Monthly maintenance fee: $0
  • Minimum Balance: $0
  • Free transactions per month: 75
  • Free cash processing: ?
  • Online banking: yes
  • Online bill paying: no?
  • Other:

1st Mariner

  • Account Name: Business 50 Checking
  • Check card: yes
  • Baltimore locations: map list
  • Monthly maintenance fee: $0
  • Minimum Balance: $0
  • Free transactions per month: 50
  • Free cash processing: ?
  • Online banking: no!
  • Online bill paying: no!
  • Other:
  • Account Name: Business 200 Checking
  • Check card: yes
  • Baltimore locations: map list
  • Monthly maintenance fee: $20 if minimum balance is no maintained
  • Minimum Balance: $3500
  • Free transactions per month: 200
  • Free cash processing: ?
  • Online banking: yes
  • Online bill paying: no!
  • Other:

Carrollton Bank

Carrollton Bank

Harbor Bank

Harbor Bank

PNC

PNC Bank

Mercantile

Mercantile

BB&T

BB&T

Chevy Chase

Chevy Chase

Susquehanna

Susquehanna