Difference between revisions of "Bank Account"
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Is number locations a relevant criterion? Is proximity to a proposed location more important? | Is number locations a relevant criterion? Is proximity to a proposed location more important? | ||
| − | What else do you need from a banking relationship besides a checking account? | + | * I think having some centrally located branches would be nice. BofA and SunTrust (others?) are walkable from, say the Load of Fun building. -[[User:Jonlesser|Jonlesser]] 06:43, 3 July 2009 (UTC) |
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| + | What else do you need from a banking relationship besides a checking account? | ||
| + | * I think all we need is checking. Especially at this stage. -[[User:Jonlesser|Jonlesser]] 06:43, 3 July 2009 (UTC) | ||
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Is there any value in a local institution versus a national operation? | Is there any value in a local institution versus a national operation? | ||
| − | + | * I think the value is a function of convenient location (to Baltimore) and low fees. I don't really care if the bank has branches in other places. We can always changes banks down the road if we find we really need to.-[[User:Jonlesser|Jonlesser]] 06:43, 3 July 2009 (UTC) | |
==== Attributes:==== | ==== Attributes:==== | ||
Revision as of 06:43, 3 July 2009
Suntrust looks good to me: lots of locations and free transactions. If you find a bank that you think offers a better value, add it to this page. -Jonlesser 06:06, 3 July 2009 (UTC)
Is number locations a relevant criterion? Is proximity to a proposed location more important?
- I think having some centrally located branches would be nice. BofA and SunTrust (others?) are walkable from, say the Load of Fun building. -Jonlesser 06:43, 3 July 2009 (UTC)
What else do you need from a banking relationship besides a checking account?
- I think all we need is checking. Especially at this stage. -Jonlesser 06:43, 3 July 2009 (UTC)
Is there any value in a local institution versus a national operation?
- I think the value is a function of convenient location (to Baltimore) and low fees. I don't really care if the bank has branches in other places. We can always changes banks down the road if we find we really need to.-Jonlesser 06:43, 3 July 2009 (UTC)
Contents
Attributes:
- Website:
- Check card: (Like an ATM card, but with a MC or Visa logo and can be used where MC or Visa are accepted, with some exceptions)
- Baltimore locations:
- Monthly maintenance fee:
- Minimum Balance:
- Free transactions per month:
- Free cash processing:
- Online banking:
- Online bill paying:
- Other:
SunTrust
- Account Name: Free Business Checking
- Check card: yes
- Baltimore locations: map list
- Monthly maintenance fee: $0
- Minimum Balance: $0
- Free transactions per month: 150
- Free cash processing: $5000
- Online banking: yes
- Online bill paying: yes
- Other:
Wachovia
- Account Name: Free Business Checking
- Check card: yes
- Baltimore locations: map list
- Monthly maintenance fee: $0
- Minimum Balance: $0
- Free transactions per month: 150
- Free cash processing: $5000
- Online banking: yes
- Online bill paying: yes
- Other:
Bank of America
- Account Name: Business Checking
- Check card: yes
- Baltimore locations: map
- Monthly maintenance fee: $14 unless $4,000 minimum daily balance
- Minimum Balance: $0
- Free transactions per month: 100 checks paid and 20 deposits per month
- Free cash processing: ?
- Online banking: yes
- Online bill paying: yes
- Other:
- Each check paid after the first 100 is 40¢
- Each deposit after the first 20 $1.00
M and T
- Account Name: M&T Free Business Checking
- Check card: yes
- Baltimore locations: map list
- Monthly maintenance fee: $0
- Minimum Balance: $0
- Free transactions per month: 75
- Free cash processing: ?
- Online banking: yes
- Online bill paying: no?
- Other:
1st Mariner
- Account Name: M&T Business 50 Checking
- Check card: yes
- Baltimore locations: map list
- Monthly maintenance fee: $0
- Minimum Balance: $0
- Free transactions per month: 50
- Free cash processing: ?
- Online banking: no!
- Online bill paying: no!
- Other:
- Account Name: M&T Business 200 Checking
- Check card: yes
- Baltimore locations: map list
- Monthly maintenance fee: $20 if minimum balance is no maintained
- Minimum Balance: $3500
- Free transactions per month: 200
- Free cash processing: ?
- Online banking: yes
- Online bill paying: no!
- Other:
